How does Chase freedom card work?

I have a chase freedom credcredit card, and I noticed on the Chase Rewards website, that there is a Tab called "Earn Rewards Faster." basically if I use my credit card and make purchases from select merchants, like Nike, or Ralph Lauren, or Sunglass Hut, I can earn more points than the usual 1 point per dollar. My question is, do we HAVE to make purchases through Chases’s website, or do we automatically get the extra points if we buy stuff from the store directly, or the merchants website?

The "benefit" of the Chase Freedom card is you get a higher amount of points back for "everyday purchases" at gas stations, supermarkets, and drug stores. It used to be 3% (or 3 points) but this may have changed. It is usually never a "better deal" to buy things through the shopping network on the credit card’s website - unless it is something you were going to buy anyway, sometimes it may save you a little money through the rewards program. And yes, you have to go through the chase site to get those extra points.

Here is a good article about rewards programs in general, and things to consider when selecting and using them:

http://www.creditinfocenter.com/cards/credit-card-rewards-rebates.shtml

Good luck!

Which Chase Card will earn more points?

Should I use Chase Leisures debit card or chase freedom credcredit card?

If you pay bills using your card, the Leisures one would be ideal since it will accumulate points automatically when bills are paid. It pays off in the long run

If you make many purchases, the Freedom one would get you more points, although i don’t know how long you can keep spending like that.

Thanks for reading!

Wasn’t approved for credit card, why?

I tried applying for my first credit card with the bank Chase and wasn’t approved. I applied for a Chase Freedom Master card. The letter I received said that I had no information in the credit bureau. I understand that I don’t have any credit information because I’ve never had a credit card before to build my credit score, but how am I expected to do so if I can’t get one to begin with?
well jimmy, I’ve added all my details. I haven’t missed a single thing. The letter said "The reason(s) why you did not score well compared with our other approved applicants were: No information in credit bureau" so apparently that is all the reason they need not to approve me.

You were turned down most likely because you don’t have existing credit and because banks are being very picky about who they offer credit to. It’s a tough situation, trying to establish your credit, but you should take this as an opportunity to ask yourself why you need a credit card in the first place.

for people who hav chase freedom credit card?

In all my credit and debit cards it says Name M. Last as shown M is for middle Intial. But for some reason its not on my chase freedom is that normal instead its only First Last

They usually go by whatever you put down on your application. I always use my Name and middle initial because my dad did it that way and I thought you were supposed to.

My brothers cards are in his middle and last name only.

His first name is not on there.

It can be whatever you want pretty much. Its your SS# that matters.

Will having too many credit cards hurt a person’s credit score?

i currently have 2 credit cards a visa and mastercard by chase. I have Always paid my bills on time and never defaulted. I’m thinking about applying for a new one a CHASE FREEDOM CARD because it offers me a full 12 months of 0% APR…will it hurt my credit score by adding one more card to my name?

While there is a point where having too many credit cards will negatively impact you score, it’s a whole lot more than 3.

More important is the balances your carry. Carrying balances of more than 30% hurts your score. Paying off the balance and your score rebounds.

Since you already have 2 major credit cards with Chase, I recommend that you not get a third with the same bank. It’s a much better idea to have cards with different banks. That way if one changes terms/increases rates, you can just stop using it and use a different bank card. If all your cards are with the same bank, you are stuck.

The small print on Chase freedom CREDIT CARD?

So i want to apply for the CFCC. My main reason it offers a 12 month 0% apr. I currently have a chase master card and i had a full 12 months of 0 apr and it was smooth and great. So before apply for this new CFCC i read the fine print and next to the intro apr it stated…(THE INTRO 0 PERCENT APR WILL BE 12 BILLING CYCLES OR 6 MONTHS BILLING CYCLES DEPENDING ON CREDIT HISTORY) ahaaa….well my question is what are the determine factors of this card being either 12 or 6 months of 0 percent apr?
what specific type of things will be the determing factor

Based on what you have written the answer to your ? is this:
The determining factor in in whether you the 0% rate will be 6 months or 12 months is your credit history.

when do u get credit limit increase from chase.?

i got my chase freedom credcredit card today with a $500 credit limit.when am i going to get credit limit increase?

Some credit card companies review your account in at least 3 months but sometimes can take 18 months and if you have paid on time for those months and have been using the card responsibly meaning not maxing it out or anything they may increase your limit automatically….if they don’t increase it you may have to call and request it—at this point they will review your account make sure it is good standing meaning checking for late payments, overlimit, etc and at that time they will decide whether to approve or deny the limit increase…if they deny just keep your account in good standing and try again in maybe a year!

the small print on Chase freedom CREDIT CARD?

So i want to apply for the CFCC. My main reason it offers a 12 month 0% apr. I currently have a chase master card and i had a full 12 months of 0 apr and it was smooth and great. So before apply for this new CFCC i read the fine print and next to the intro apr it stated…(THE INTRO 0 PERCENT APR WILL BE 12 BILLING CYCLES OR 6 MONTHS BILLING CYCLES DEPENDING ON CREDIT HISTORY) ahaaa….well my question is what are the determine factors of this card being either 12 or 6 months of 0 percent apr?

That’s based on your credit as it saids. You might need to read on or call and ask what are their credit qualifications for the 12 months. When you find out then I suggest looking at your credit first before applying and make sure you meet their qualifications.

CHASE FREEDOM CREDIT ?

i have had my chase freedom credcredit card for 11 and half month now with no late payment.do anybody know when they are gonna give me a credit limit increase?
thanks.

You must ask for credit limit increase after 12 months of continous good credit.

2009-9-3 Crimes of the Fed cannot be buried LaRouche SPECIAL WEBCAST SEPT 8 10AM PAC 1PM EST

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LaRouche: Crimes of the Fed Cannot Be Buried
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September 3, 2009 (LPAC)—Lyndon LaRouche today forcefully warned that any effort to cover up the crimes committed by the Federal Reserve Bank, during the Bush and Obama administrations, will be “tantamount to treason.”

LaRouche was responding to reports from reliable sources close to the Obama White House, that the top leadership of the Democratic Party is “desperate” to block any disclosures of the Fed’s role in the preferential bailout of certain key American banks, during the period since the August 2007 blowout of the financial system. As reported in the Washington Post on Aug. 28, 2009, as the result of the actions of the Fed and the U.S. Treasury Department, under the Bush and Obama presidencies, four big U.S. banks—JP Morgan Chase, Citibank, Bank of America and Wells Fargo—along with Goldman Sachs, have consolidated almost total control over the entire U.S. banking system, managing one-third of all deposits, one-half of all mortgages, and two-thirds of all credit card debt.

In Senate testimony in July, the Special Inspector General of the Troubled et Relief Program (TARP), Neil Barofsky, had warned that the total cost of the bailout, to date, was a staggering $23.7 trillion—counting funds already spent and funds already allocated. Yet, a record number of regional banks have been allowed to go bankrupt, and the most recent report by the Federal Depositors Insurance Corporation (FDIC) cited more than 400 additional banks on the verge of collapse.

In particular, the top Wall Street-allied Democrats are reportedly frantic to sabotage Congressional passage of H.R. 1207, the Federal Reserve Transparency Act of 2009, which would mandate a Government Accountability Office (GAO) audit of the Fed’s lending practices, its relations with foreign central banks and other foreign financial institutions. H.R. 1207, introduced by Rep. Ron Paul (R-Tex.), has been co-sponsored by more than 300 members of the House of Representatives, thus uring its passage, and mandating that it be brought to a floor vote. A parallel Senate bill, the Federal Reserve Sunshine Act of 2009, has been introduced by Sen. Bernie Sanders (I-Vt.) and has 23 co-sponsors so far.

There is also panic at the White House, the Fed and on Wall Street, over the Aug. 24, 2009 ruling by Chief Judge Loretta Preska, of the Federal District Court for the Southern District of New York, ordering the Federal Reserve to disclose documentation of its expanded lending and other interventions in 2007 and 2008, particularly around the sale of Bear Stearns to JP Morgan Chase. The order came in a Freedom of Information Act lawsuit, brought by Bloomberg LP against the Board of Governors of the Federal Reserve System, after two Bloomberg News reporters were denied access to Fed documents on the government-subsidized takeover.

LaRouche minced no words in warning about the consequences of a successful cover-up, including the sabotage of the Fed audit bills now before Congress. “The issue is: The system will be blown out if this information is concealed. You cannot bury this under a rug. The American people have both the right, and the urgent need to know what has been done with their tax dollars. Only by unburying the evidence can you save the U.S.A.” LaRouche continued, “You cannot conceal the truth. Whatever the price, the full disclosure must be brought to the public. The American people must know the full extent of the folly of the Bush and Obama presidencies. If they kill the Paul and Sanders bills behind closed doors, such suppression of the information will be tantamount to treason.”

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