Credit Card Blog

Chase Freedom Visa: credit requirements?


Do you have to have really good credit to be approved for this card?

YES: You must have EXCELLENT credit or they will reject you in less than two days. Go two years with out any late payments and this is if you already have good credit. Make sure you don’t have anything like bankruptcies, repos, delinquencies on your report and all of your available credit is not over 30-50%. I have a credit score of 731 which is very good but I all so have2 years of excellent credit histoy=I made all my payments on time and did’nt max out my cc’s.
Right now I have the Chase platinum but only when they offer me (and they will) a fredom Chase will I even think about appying for one.

score ranges:
* 760-850 Excellent
* 700-759 Very Good
* 660-699 Good
* 620-659 Marginal
* 580-619 Poor
* 500-579 Very Poor

http://www.creditcards.com/excellent-credit.php

Comments

  1. zerro said on July 3rd at 10:36 pm:

    YES: You must have EXCELLENT credit or they will reject you in less than two days. Go two years with out any late payments and this is if you already have good credit. Make sure you don’t have anything like bankruptcies, repos, delinquencies on your report and all of your available credit is not over 30-50%. I have a credit score of 731 which is very good but I all so have2 years of excellent credit histoy=I made all my payments on time and did’nt max out my cc’s.
    Right now I have the Chase platinum but only when they offer me (and they will) a fredom Chase will I even think about appying for one.

    score ranges:
    * 760-850 Excellent
    * 700-759 Very Good
    * 660-699 Good
    * 620-659 Marginal
    * 580-619 Poor
    * 500-579 Very Poor

    http://www.creditcards.com/excellent-credit.php
    References :

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