Wow there are alot … Wow there are alot of people who just cant let go of their credit cards. I dont have any Credit card debt. Guess where im going? Maui with my Wife, ALL CASH BABY!! and I will owe nothing to noone when I get back. Have fun with those chains. I’m Free!!!
Salena52 said on July 31st at 8:07 am:
Ouch. You’re going … Ouch. You’re going into debt in a handbasket. If anyone needs to listen to Dave Ramsey you should really concider.
Salena52 said on July 31st at 8:07 am:
What’s so great … What’s so great about credit?
handsandleet said on July 31st at 8:07 am:
my mom uses an … my mom uses an american airlines credit card (some type of airline not really sure about which one)and she gets free airline tickets after a certain amount of purchases have been made with the card. im not sure if they do that kind of stuff with debit cards. if they dont i guess that’s one thing a credit card is good for
musicgeek3 said on July 31st at 8:07 am:
Read the book … Read the book MAXED OUT and you will see how even if you have the best record of paying off your cards always on time always in full they WILL try to mess it up for you @ some point CUT UP your credit cards ! Be done with DEBT forever!
badmudda said on July 31st at 8:07 am:
ive never even have … ive never even have had a credit card, i guess im just too retarded to figure out why borrowing money and having to pay it back with interest instead of just using debit is a good thing.
averageworkinggal said on July 31st at 8:07 am:
The reason why you … The reason why you use a credit card over a debit card is TILA protection on purchases over $50 with the credit card.
If the vendor stiffs you on a debit card purchase, you’re stiffed.
Not with a credit card.
You get to reverse the charge.
rappilot said on July 31st at 8:07 am:
Amen Dave! We have … Amen Dave! We have been living without a CC for over 2 1/2 years now … Oh my .. we are still LIVING and Living LIKE NO ONE ELSE!!! THANKS!
Sonnybuckfarms said on July 31st at 8:07 am:
If your debit card … If your debit card has a Visa or a MC logo on it, its protected under the EXACT same consumer protection laws as your precious credit cards. Ten bucks says a creditor told you that.
I’m done with credit anything!
I’m done with being a slave to the lender!
cymbeli said on July 31st at 8:07 am:
paying bills and … paying bills and living beneath your means is not the solve it all though. You need a CC to fly, buy flowers, reserve a car well you can put a substancial deposti down for that..I’ve done it but so many things in this regard…I only use my debit card and have no more credit cards. I’m paying off one that I can’t use anymore but I’m making progress. I just sucks that there is record of things I buy. This is why grocery stores have savers cards. They keep tabs on you so they can size you up.
RealAndTruth said on July 31st at 8:07 am:
People need to … People need to re-build Credit. America is in a position of needing to re-build credit.
Markisagoodboy said on July 31st at 8:07 am:
at the moment I am … at the moment I am spending credit cards on credit cards.
grekridea said on July 31st at 8:07 am:
Yeah and when you … Yeah and when you rack up debt and forget to pay a bill and get the high interest rate good luck
altha2008 said on July 31st at 8:07 am:
if you will pay … if you will pay your bills you will not have to worry about Credit cards
altha2008 said on July 31st at 8:07 am:
I got 20 credit … I got 20 credit cars with $5,000 on each one do not owe nothing on them
got $125,000 in cds still have them with people who investing mutual funds lost everything
got a line of credit on persoanl resident up to $250,000
so anything around $500,000 I can get
DAVE just complines about Credit cards because his wife was called and he was made a fool of for not paying his credit card bills
pay your credit cards bills on line you will not have to worry about it being late
grekridea said on July 31st at 8:07 am:
You can’t rely on … You can’t rely on that crap my friend. It’s worthless. Those c.c. companies will do anything they can to screw you. It’s revolting. They’ll find ways that make it seem legal on the outside but are illegal and at the very least unethical.
fatdaddync said on July 31st at 8:07 am:
I tend to disagree … I tend to disagree with Dave on this one. There are consumer protections built into credit card purchases that don’t exist with checking account debit cards (Visa check, etc). He is right about the tend to “upsale” with credit cards though. I’ve caught myself wanting to spend more with plastic because I knew the money wasn’t coming right out of my checking account.
jedmarum said on July 31st at 8:07 am:
I love Dave Ramsey! … I love Dave Ramsey! I wish I’d heard him 25 years ago.
cooksonkid said on July 31st at 8:07 am:
And so will you … And so will you stonecold. You got away with something. Talk to me in ten years.
stonecoldjason said on July 31st at 8:07 am:
I love my credit … I love my credit cards I got 20 credit cards with $5,000 limit on each one $100,000 limit
brought an investment property with it held on the property for 6 months made $25,000
DAVE got into trouble living on more then he makes
flwrgrl41 said on July 31st at 8:07 am:
You go Dave! You … You go Dave! You are right!
juleeandmichael said on July 31st at 8:07 am:
amen…power to … amen…power to the people!!!
Hern76 said on July 31st at 8:07 am:
that is so true … … that is so true ….if only people would stop & think @ .
Dave Ramsey explains why credit cards are a scam for the middle class.
Comments
Wow there are alot …
Wow there are alot of people who just cant let go of their credit cards. I dont have any Credit card debt. Guess where im going? Maui with my Wife, ALL CASH BABY!! and I will owe nothing to noone when I get back. Have fun with those chains. I’m Free!!!
Ouch. You’re going …
Ouch. You’re going into debt in a handbasket. If anyone needs to listen to Dave Ramsey you should really concider.
What’s so great …
What’s so great about credit?
my mom uses an …
my mom uses an american airlines credit card (some type of airline not really sure about which one)and she gets free airline tickets after a certain amount of purchases have been made with the card. im not sure if they do that kind of stuff with debit cards. if they dont i guess that’s one thing a credit card is good for
Read the book …
Read the book MAXED OUT and you will see how even if you have the best record of paying off your cards always on time always in full they WILL try to mess it up for you @ some point CUT UP your credit cards ! Be done with DEBT forever!
ive never even have …
ive never even have had a credit card, i guess im just too retarded to figure out why borrowing money and having to pay it back with interest instead of just using debit is a good thing.
The reason why you …
The reason why you use a credit card over a debit card is TILA protection on purchases over $50 with the credit card.
If the vendor stiffs you on a debit card purchase, you’re stiffed.
Not with a credit card.
You get to reverse the charge.
Amen Dave! We have …
Amen Dave! We have been living without a CC for over 2 1/2 years now … Oh my .. we are still LIVING and Living LIKE NO ONE ELSE!!! THANKS!
If your debit card …
If your debit card has a Visa or a MC logo on it, its protected under the EXACT same consumer protection laws as your precious credit cards. Ten bucks says a creditor told you that.
I’m done with credit anything!
I’m done with being a slave to the lender!
paying bills and …
paying bills and living beneath your means is not the solve it all though. You need a CC to fly, buy flowers, reserve a car well you can put a substancial deposti down for that..I’ve done it but so many things in this regard…I only use my debit card and have no more credit cards. I’m paying off one that I can’t use anymore but I’m making progress. I just sucks that there is record of things I buy. This is why grocery stores have savers cards. They keep tabs on you so they can size you up.
People need to …
People need to re-build Credit. America is in a position of needing to re-build credit.
at the moment I am …
at the moment I am spending credit cards on credit cards.
Yeah and when you …
Yeah and when you rack up debt and forget to pay a bill and get the high interest rate good luck
if you will pay …
if you will pay your bills you will not have to worry about Credit cards
I got 20 credit …
I got 20 credit cars with $5,000 on each one do not owe nothing on them
got $125,000 in cds still have them with people who investing mutual funds lost everything
got a line of credit on persoanl resident up to $250,000
so anything around $500,000 I can get
DAVE just complines about Credit cards because his wife was called and he was made a fool of for not paying his credit card bills
pay your credit cards bills on line you will not have to worry about it being late
You can’t rely on …
You can’t rely on that crap my friend. It’s worthless. Those c.c. companies will do anything they can to screw you. It’s revolting. They’ll find ways that make it seem legal on the outside but are illegal and at the very least unethical.
I tend to disagree …
I tend to disagree with Dave on this one. There are consumer protections built into credit card purchases that don’t exist with checking account debit cards (Visa check, etc). He is right about the tend to “upsale” with credit cards though. I’ve caught myself wanting to spend more with plastic because I knew the money wasn’t coming right out of my checking account.
I love Dave Ramsey! …
I love Dave Ramsey! I wish I’d heard him 25 years ago.
And so will you …
And so will you stonecold. You got away with something. Talk to me in ten years.
I love my credit …
I love my credit cards I got 20 credit cards with $5,000 limit on each one $100,000 limit
brought an investment property with it held on the property for 6 months made $25,000
DAVE got into trouble living on more then he makes
You go Dave! You …
You go Dave! You are right!
amen…power to …
amen…power to the people!!!
that is so true … …
that is so true ….if only people would stop & think @ .
Add A Comment