Getting a Florida Credit Card
If you live in Florida and wish to own a Florida credit card, then there are several companies out there that can give you excellent credit cards with the best rates. Technically, there is no such thing as a Florida credit card that is made exclusively for people in Florida. But assuming that we are talking about credit cards that are available in Florida, let us look at some of the popular cards that are available in Florida.
American Express Credit Cards
When it comes to credit cards, can anyone beat Amex? American express has a horde of credit cards for all kinds of people, businesses and services. There are certain popular types of cards like the Amex card for small businesses which have its own range of benefits and incentives. There are specialized cards like travelers cards, cashback cards, fuel cards etc as well. The business platinum card with an unlimited spending is one of the most popular Florida credit cards. It also has no annual fees or charges. The APR on it is 0% for the first 12 months. With each purchase of yours using the cards, you can earn points. The points have no expiry and can be redeemed for great offers from the best names in travel, Shopping etc. All in all, an American Express Florida credit card is a great way to shop.
Chase Bank Florida Credit Cards
Chase bank also has its own range of different credit cards. It includes multi purpose credit cards, specialized credit cards, general cards etc. The flexible rewards card is the most popular one in chase credit cards. It has no annual fees and charges a 0% APR for the first year. For every dollar that you spend with the card, you get one point. The points can be redeemed later on for great offers in travel, cinemas etc. You also get 1000 bonus points after your first purchase. If you are a frequent buyer on amazon.com, then chase Florida credit cards has a great card in the Amazon business card. You can get the best discounts on things that you buy off amazon.com using this card. It also has a separate category of entertainment cards which are great for anyone looking at steal deals in movie tickets etc.
Citibank Florida Credit Cards
There is a reason why Citibank has always been the leader in credit card and banking services. Some of the services that Citibank offers on its cards are unmatched. You cannot beat Citibank when it comes to credit cards. The citigold advantage world MasterCard is one of the best Florida credit cards that you can ever get. It has a 0$ liability service. That means that you have nothing to worry about even if your card falls into wrong hands. It is the best card for a frequent flier with some of the best frequent miles give out programs. However, this card has a $50 annual fee and an APR of 15.49%. But yet, it is worth the charges.
The Citibank driver’s edge Florida credit card is also very popular amongst the vehicle owners in Florida. It has an introductory 0% rate for the first year. Any purchase that you make using the card on lease or purchase of a vehicle will offer a 5% rebate. Even after the first introductory year, the card only has a variable rate of 11.49%.
These are some of the best Florida credit cards that you can get. There are many other cards that you will get, but none will offer you services as good as these cards do. So, happy card shopping in Florida!
anonymous
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Comments
Arbitration related to credit card debt in Florida?
I have been notified of an arbitration by a credit card company of which I did not realize was possible. However, it seems that the credit card companies can take away my right to court justice! Alarming it is. Anyhow, is this valid or what is the latest related to this, in Florida cases. I would like to fight this to the supreme court. When the CEO of a credit card company can make 250 M bonus per year and get away with this ~ something has to be done.
Agreed. The credit card companies thrive on taking advantage of people who don’t have the resources to fight back.
The problem with fighting it in court is that the process will cost you thousands upon thousands of dollars. And what will you win? A few hundred? Who in their right mind would spend $25,000 to win $500?
The credit card companies know this. About the only chance you would have is to find an attorney who will file a class-action lawsuit on behalf of everyone the credit card company has taken advantage of.
This will not be an easy task.
Good luck.
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How were you notified? registered letter? Sounds a little strange to me. How much was the debt? They cant take away your right to stand in-front of a judge. Who was the letter from? collector or creditor. Did it have a specifics date on it or was it a pay by this date or we will see you in arbitration. I may have a few suggestions but need to know specifics.
Kourtnie Donihoo
Prosperity Financial
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You might send them a letter refusing arbitration.
Mandatory arbitration violates quite a few laws plus there is solid case law to back it up.
You might click on my profile and click on the last link I have listed. It is a free credit discussion board.
There is an excellent arbitration refusal sample letter template that is also free to use.
You might ask about it in the credit forum on that site.
edit++++
Studly is correct that mandatory arbitration is in credit card contracts. It’s become a standard clause in those contracts.
It is up to the informed consumer to use their rights in refusing arbitration.
Enforcing mandatory arbitration, even though it is in the signed contract, violates House Resolution 5162 which amends Title 15 USC 1601 of the Consumer Credit Protection Act
Plus the amendments to the Federal Arbitration Act (S. 192), and House Resolution 1054 and 3607 that amend the Truth in Lending Act, makes pre-dispute mandatory arbitration agreements in consumer credit contracts invalid and unenforceable
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I have heard a number of complaints on this. Fortunately I haven’t been involved with fighting over arbitration…..but it’s certainly a problem.
Do a search on the Arbitration Fairness Act of 2007…this is a bill currently making it’s way through congress that will put a limit on these types of cases.
I also remember reading an article were some civil defense lawyers are specializing in these cases…you may want to search around for one of them.
For now, just a word of warning top people. The wording is right their in your credit card agreements demanding mandatory arbitration. Be careful what you sign!
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